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Terms and Conditions

Terms and Conditions

1. Introduction

Welcome to National Bank of Euthopia’s Mobile Banking Application (the “App”). By accessing or using our App, you agree to comply with and be bound by these Terms and Conditions (the “Terms”). If you do not agree with these Terms, please do not use the App.

2. Eligibility

You must be at least 18 years old and a registered customer of National Bank of Euthopia to use the App. By using the App, you represent that you meet these eligibility requirements.

3. Account Security

  • Login Credentials: You are responsible for maintaining the confidentiality of your account information, including your username and password. Do not share your login credentials with anyone.
  • Unauthorized Use: Notify National Bank of Euthopia immediately if you suspect any unauthorized use of your account or any breach of security.

4. Use of the App

  • Permitted Use: The App is intended for personal, non-commercial use. You may use the App to manage your accounts, view transaction history, make payments, and perform other banking activities.
  • Prohibited Activities: You agree not to use the App for any unlawful purpose or in any manner that could damage, disable, overburden, or impair the App. Prohibited activities include but are not limited to fraud, hacking, and unauthorized access to other users’ accounts.

5. Service Availability

  • Operational Hours: While we strive to ensure that the App is available 24/7, we do not guarantee uninterrupted access. The App may be temporarily unavailable due to maintenance, updates, or unforeseen issues.
  • Limitation of Liability: National Bank of Euthopia is not liable for any losses or damages resulting from the App’s unavailability or any interruptions in service.

6. Data Protection and Privacy

  • Privacy Policy: Your use of the App is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy for more details.
  • Data Accuracy: It is your responsibility to ensure that the information you provide through the App is accurate and up-to-date.

7. Fees and Charges

  • Fees: Some services offered through the App may incur fees. Any applicable fees will be disclosed to you prior to completing a transaction. National Bank of Euthopia reserves the right to change fees with notice to you.
  • Charges: You are responsible for any charges related to the use of the App, including data charges from your mobile service provider.

8. Intellectual Property

  • Ownership: All content, trademarks, and other intellectual property rights associated with the App are owned by or licensed to National Bank of Euthopia. You may not copy, reproduce, distribute, or create derivative works from the App without our express written consent.
  • License: National Bank of Euthopia grants you a limited, non-exclusive, non-transferable license to use the App for its intended purpose, subject to these Terms.

9. Termination

  • Termination by Us: National Bank of Euthopia reserves the right to suspend or terminate your access to the App at any time if we believe you have violated these Terms or for any other reason deemed necessary.
  • Termination by You: You may terminate your use of the App by closing your account with National Bank of Euthopia or uninstalling the App.

10. Modifications to Terms

National Bank of Euthopia may update these Terms from time to time. We will notify you of any material changes by posting the revised Terms in the App and updating the effective date. Your continued use of the App constitutes acceptance of the revised Terms.

11. Dispute Resolution

  • Governing Law: These Terms are governed by the laws of [Jurisdiction], without regard to its conflict of laws principles.
  • Dispute Resolution: Any disputes arising from these Terms or your use of the App will be resolved through binding arbitration in accordance with the rules of [Arbitration Institution], or through the courts of [Jurisdiction].

12. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

National Bank of Euthopia
[Address]
[Email Address]
[Phone Number]

13. Miscellaneous

  • Entire Agreement: These Terms constitute the entire agreement between you and National Bank of Euthopia regarding the use of the App and supersede all prior agreements or understandings.
  • Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
  • Waiver: The failure of National Bank of Euthopia to enforce any right or provision of these Terms will not constitute a waiver of such right or provision.